Accidents are bound to happen in the workplace regardless of where you work or what you do. Even those who work in an office setting are at risks of injuries from lifting things, getting exposed to dangerous fumes or falling on slippery floors.
Your employer has the responsibility of carrying out a risk assessment and ensuring the safety of all employees and visitors. One of the things an employer has to do is decide the number of first aiders required and the kind of first aid equipment to be provided.
Employers are required to have compensation insurance for their workers and those who fail to comply expose themselves to liability and even penalties. It is also advisable that employees have their own disability insurance. It is easy to get a quote in 15 minutes or less, giving employees peace of mind that, should they be unable to work and their employer is being uncooperative, they will still have a portion of income to fall back on.
Have you suffered an injury at your workplace and are sure it was not your fault? You might have a valid claim that will result in financial compensation, enabling you to cover the medical bills.
If another person is responsible for your accident at work, the chances are that you will be eligible for a compensation claim. A solicitor will be in a position to assess your case and let you know whether it has sufficient grounds.
Common Workplace Accidents
Some of the most common workplace accidents include:
- Building site accidents
- Falling objects
- Injury on dangerous premises
- Lack of personal protection equipment
- Office accidents
- Slips, trips and falls
- Machinery accidents etc
These injuries can be caused by:
- A colleague
- An employer
- Another company working at your workplace
What to Do In Case of an Accident at Work
- Ensure that you report the accident and record it in the accident book. The law requires that your employer make this record as you might need it to support your claim.
- Take photographs of any visible injuries
- Get photos of the scene and whatever caused the accident
- Check your employer’s written statement or contract for any information regarding sick or accident pay
- Keep all the receipts of expenses incurred from the accident or any personal items that might have been damaged during the accident. Such receipts will come in handy when making your claim.
- The other prudent thing to do is get in touch with medical and legal authorities to help you handle the situation. Contact your insurer and file all the needed paperwork to report the accident in good time. If you suffer from any kind of injury while at work, contact a solicitor immediately to discuss your case.
Why You Should Make an Accident Claim
Many employees find it hard to take any action against their employers. However, it is very important to act so that you can get your well-deserved compensation.
Having an accident at your workplace that makes you sick also qualifies for a personal injury claim. Such a claim can be made if your employer acted negligently, leading to your injuries. These injuries can either be physical or psychological due to stress or intimidation. This claim will fall under the civil claim for breach of contract on the employer’s side or due to negligence.
Getting financial compensation following a workplace injury ensures that you don’t get any extra financial burden. The compensation is supposed to cover:
- Medical bills
- Rehabilitation costs
- Loss of income
There are also some additional finances that are supposed to compensate for all the psychological and physical damage brought about by the accident.
Legal advice should be sought as soon as possible to know what kind of claim you will be taking to the courts. Usually, time limits are very short.